Introduction:
The terms and conditions stated here would monitor your use of our website, My Credit planet, ‘website’.
These terms and conditions apply to all the users and would impact your use of our website. If you disagree with any of the terms and conditions, you should refrain from using the website.
People below 18 are not allowed to use this website.
Purpose:
Mycredit Planet is a platform where its owners, visitors, and collaborators present various information, anecdotes, knowledge, and research about credit cards to global people. However, we don’t have the expertise or in-depth knowledge on the topic. But we do associate with specialists who are experts and reliable. Whenever you use someone’s expertise, we make sure to cite them properly. If we don’t cite in any article, it is because we have put up our own ideas in it and you should consume it for entertainment purposes only.
We discourage you to dismiss expert advice as our website content is not an alternative for diagnosis, prognosis, prescription, direction, or formal and individualized advice of experts. We always encourage you to consult a professional practitioner who would give you proper guidance and instructions. We never encourage you to dismiss a piece of expert advice because of the content on our website.
We, the authority, and contributors of My Credit Planet are not obliged or liable for your operations, or actions that you fail to take by getting impacted by the content of this website.
Intellectual Property Rights:
MyCreditplanet.com and its licensors have the complete right to the intellectual property here, i.e, the content on this website, except the content you own or contributed.
To the best of our knowledge, we never infringe anyone’s intellectual property rights and always present original content. However, if you find us violating anyone’s or entity’s intellectual property rights, kindly reach us at ’email’.
Fair Use:
My Credit Planet or its owners do not claim the ownership of the media used under the Fair Use Doctrine (17 U.S.C. § 107). We use and present the media under the guidelines and established case law of the Fair Use Doctrine.
‘Fair Use’ is allowed under section 107 of the Copyright Act 1976, for several works like analysis, comment, journalism, teaching, scholarship, education, and investigation.
Fair use is to use according to the guidelines of the copyright statute. It is a law in the United States that sanctions limited usage of copyrighted content without any approval from the owner of the property for purposes like commentary, criticism, research, etc. It authorizes legal, non-licensed usage of copyrighted content in another person’s work under a four-factor balancing test.
Restrictions:
You are limited from all of the factors mentioned below:
- Re-publishing our website content to another media,
- Using or selling our website content commercially
- Public exhibition of our website material,
- Using our website in a threatening and menacing manner,
- Using our website to affect the usability of the website and the access of the users,
- Violating the law and regulations that can damage the website, its reputation, any person, or an entity,
- Engaging in data breaches like data mining, harvesting, extracting, etc.
- Using the website for promotion or marketing.
Some areas of the website are restricted for you and mycreditplanet.com may further limit many other fields in this website, at any time, with complete discretion. The ID and password you use to access our website are confidential and you must not share that with anyone.
Your Content:
Your content means any media like audio, video, text, images, etc. that you want to present on our website. By exhibiting your content, you allow mycreditplanet.com a non-exclusive, global permanent, sub-licensable license to use, produce, transform, publish, interpret and distribute it in all media.
Your content has to be unique and must not infringe any third-party’s rights. We have the rights to cancel your content from the website at any time without any announcement.
No Warranties:
Our website is ‘as is’, with flaws, and we do not provide any guarantees of any kind for this website or our content. Also, our content never intends to advise or instruct you on any topic.
Limitation Of Liability:
Mycreditplanet.com, its proprietors, patrons, administrators, supervisors, or representatives, are not answerable for any circumstance that has awoken with your use of our website whether such liability is under contract. We are not responsible for any situation caused by your use of our website material.
Indemnification:
Therefore, you guarantee that mycreditplanet.com is fully free of all responsibilities, expenses, demands, causes of action, losses, and risks caused by your improper usage or violation of the terms and conditions.
Severability:
If any of these terms and conditions are marked as invalid under any applicable law, such conditions should be dismissed while the other laws would exist.
Complaints And Retractions:
If you find any content on this website to be inaccurate, misleading, abusive, published without licenses or approvals, or breaching anyone’s rights, kindly contact us at ’email’. We would examine your complaint on a case-to-case basis.
Variation Of Terms:
Mycreditplanet.com can modify the terms and conditions for this website if needed and you must check the terms and conditions periodically.
Assignment:
Mycreditplanet.com can assign, transfer, or sub-contract these rights under the terms at any time. However, you are not allowed to do so under these terms.
Entire Agreement:
All the terms and conditions, therefore, make this entire agreement between Mycreditplanet.com and your use of this website and substitute all prior agreements.
Governing Law And Jurisdiction:
These terms and conditions are defined by the law of the State of California, United States, and you can reach out to the federal and state courts in case of any disagreement.
